Banana Pudding Southern Layered Dessert

Featured in: Simple Home Cooking

This beloved Southern treat combines homemade vanilla pudding with fresh bananas and classic vanilla wafers. The pudding cooks on the stovetop until thick and creamy, then gets layered in a decorative bowl with sliced bananas and crisp cookies. After chilling to let the flavors meld together, a generous topping of freshly whipped cream adds the perfect finishing touch.

The key to perfect texture lies in proper pudding preparation—constant stirring prevents scorching, and tempering the eggs ensures they incorporate smoothly without curdling. Letting the layers chill for at least two hours allows the wafers to soften slightly while maintaining their structure.

Best served within 24 hours, this dessert strikes the ideal balance between creamy, fruity, and crunchy elements that make it a timeless favorite at gatherings and family meals.

Updated on Wed, 14 Jan 2026 13:19:00 GMT
Creamy layered Banana Pudding with vanilla wafers and fresh banana slices, topped with whipped cream in a glass bowl. Pin It
Creamy layered Banana Pudding with vanilla wafers and fresh banana slices, topped with whipped cream in a glass bowl. | maisontiwira.com

There's something about that first spoonful of banana pudding that takes me straight back to my grandmother's kitchen counter, where she'd let me stand on a step stool and arrange the vanilla wafers while she stirred the bubbling pot of custard.

I brought this to a potluck last summer and watched three generations fight over the last serving spoon, which felt like the highest compliment my grandmother's legacy could receive.

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Ingredients

  • Granulated sugar: The foundation of your custard's sweetness and structure
  • Cornstarch: This thickening agent transforms milk into velvety pudding magic
  • Salt: Just a pinch wakes up all the other flavors
  • Whole milk: Don't skimp here the richness makes all the difference in the final texture
  • Egg yolks: These create that luxurious creamy consistency we're chasing
  • Unsalted butter: Adds a silky finish that makes the pudding taste professionally made
  • Vanilla extract: Use the good stuff because this flavor carries the whole dessert
  • Vanilla wafers: The classic choice that softens beautifully into cake-like layers
  • Ripe bananas: Look for ones with some brown spots for maximum sweetness and flavor
  • Heavy cream: Whips up into that cloud-like topping that makes this dessert feel special
  • Powdered sugar: Sweetens and stabilizes the whipped cream without graininess

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Instructions

Mix your base:
Whisk sugar cornstarch and salt in your saucepan then gradually add milk until everything's smooth and dissolved
Cook the custard:
Stir constantly over medium heat until it thickens and just starts to bubble which takes about 6 to 8 minutes of arm work
Temper your eggs:
Whisk a small amount of hot mixture into your yolks before pouring everything back into the pot to prevent scrambling
Finish the pudding:
Cook a few more minutes until thick then stir in butter and vanilla until glossy and fragrant
Cool completely:
Press plastic wrap directly on the surface to prevent a skin from forming then chill until cold
Build your layers:
Arrange wafers bananas and pudding in thirds repeating until your dish is full with pudding on top
Chill thoroughly:
Give it at least 2 hours so flavors can mingle and cookies soften into perfect texture
Add the crown:
Whip cream with powdered sugar and vanilla until soft peaks form then spread generously over everything
Sliced bananas and vanilla wafers nestled in rich, homemade vanilla pudding, finished with fluffy whipped cream for a classic Southern dessert. Pin It
Sliced bananas and vanilla wafers nestled in rich, homemade vanilla pudding, finished with fluffy whipped cream for a classic Southern dessert. | maisontiwira.com

My cousin once tried to speed up the chilling process and ended up with warm soup instead of pudding so patience really is part of the recipe.

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Making It Ahead

The pudding actually improves after a day in the refrigerator though those banana slices might start to look a little tired around the edges.

Serving Suggestions

I like to let it sit on the counter for about fifteen minutes before serving so it's not fridge-cold and the flavors have a chance to wake up.

Perfecting Your Layers

Spend time arranging your banana slices in an even pattern against the glass because those beautiful layers are what make this dessert so inviting to serve.

  • Reserve a few extra vanilla wafers for crushing over the top if you want some texture contrast
  • Brush banana slices with a little lemon juice if you're worried about browning
  • Make sure your whipping cream is thoroughly cold for the best volume
Homemade Banana Pudding layered with cookies and ripe bananas, crowned with piped whipped cream, ready to serve chilled and refreshing. Pin It
Homemade Banana Pudding layered with cookies and ripe bananas, crowned with piped whipped cream, ready to serve chilled and refreshing. | maisontiwira.com

This dessert has a way of turning ordinary Tuesday dinners into something that feels like a celebration.

Recipe FAQs

Can I make banana pudding ahead of time?

Yes, banana pudding actually benefits from chilling. Prepare it up to 24 hours before serving, but add the whipped cream topping shortly before serving to maintain its fluffy texture. The wafers will soften slightly during chilling, which many consider the ideal consistency.

Why do my bananas turn brown in the pudding?

Bananas naturally oxidize and brown when exposed to air. To minimize this, slice the bananas just before assembling and arrange them so they're mostly covered by pudding. Some bakers even toss the slices in a little lemon juice or citrus juice before layering to help preserve their color.

Can I use instant pudding instead of homemade?

While instant pudding works in a pinch, homemade vanilla pudding provides superior creaminess and depth of flavor. The stovetop version develops a richer texture that better complements the fresh bananas and wafers. If time is extremely limited, consider using cooked pudding mix rather than instant for better results.

What's the best way to layer banana pudding?

Start with a layer of vanilla wafers on the bottom, followed by banana slices, then pudding. Repeat this pattern, ending with pudding on top. This arrangement keeps the bananas from browning and ensures the cookies soften evenly. Some people reserve a few wafers to crumble over the whipped cream for garnish.

Can I substitute vanilla wafers with other cookies?

Vanilla wafers are traditional, but butter cookies, shortbread, or even ladyfingers work well. The key is choosing a cookie that softens nicely without becoming mushy. Avoid overly sweet or heavily spiced cookies that might compete with the delicate banana and vanilla flavors.

How do I know when the pudding is thick enough?

The pudding is ready when it coats the back of a spoon and leaves a clear line when you run your finger through it. It should bubble gently around the edges—avoid a full rolling boil which can cause curdling. Remember that it will thicken further as it cools.

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Banana Pudding Southern Layered Dessert

Creamy vanilla pudding layered with fresh banana slices and crisp vanilla wafers, topped with light whipped cream for a perfect Southern dessert.

Prep Time
20 minutes
Time to Cook
10 minutes
Overall Time
30 minutes
Created by Harold Jenkins


Skill Level Easy

Cuisine American Southern

Makes 8 Portions

Diet Details Meat-Free

What You Need

Pudding Base

01 3/4 cup granulated sugar
02 1/4 cup cornstarch
03 1/4 teaspoon salt
04 3 cups whole milk
05 4 large egg yolks
06 2 tablespoons unsalted butter
07 2 teaspoons vanilla extract

Assembly Components

01 1 (12 ounce) box vanilla wafers (about 45–50 cookies)
02 4 medium ripe bananas, peeled and sliced

Whipped Cream Topping

01 1 cup heavy cream
02 2 tablespoons powdered sugar
03 1/2 teaspoon vanilla extract

Steps

Step 01

Prepare the Pudding Mixture: In a medium saucepan, whisk together sugar, cornstarch, and salt. Gradually whisk in the milk until smooth and no lumps remain.

Step 02

Cook the Pudding Base: Place the saucepan over medium heat, stirring constantly, until the mixture thickens and just begins to bubble, about 6–8 minutes.

Step 03

Temper the Egg Yolks: In a separate bowl, lightly beat egg yolks. Whisk about 1/2 cup of the hot milk mixture into the yolks to temper them, then return the yolk mixture to the saucepan, whisking constantly.

Step 04

Finish the Pudding: Cook for another 2–3 minutes, stirring constantly, until thick and smooth. Remove from heat and stir in butter and vanilla extract until fully incorporated.

Step 05

Cool the Pudding: Transfer pudding to a bowl, press plastic wrap directly onto the surface to prevent a skin from forming, and let cool to room temperature. Refrigerate until chilled, about 1 hour.

Step 06

Layer the Dessert: In a 2- to 2.5-quart serving dish or trifle bowl, layer one-third of the vanilla wafers, one-third of the banana slices, and one-third of the pudding. Repeat the layers twice, ending with pudding on top.

Step 07

Chill and Set: Cover and refrigerate for at least 2 hours to allow flavors to meld and the dessert to set properly.

Step 08

Prepare Whipped Cream: Just before serving, whip the heavy cream, powdered sugar, and vanilla extract together with an electric mixer until soft peaks form. Spread or pipe over the top layer of pudding.

Step 09

Garnish and Serve: Optionally garnish with extra vanilla wafers or banana slices. Serve chilled for best texture and flavor.

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Tools You'll Need

  • Medium saucepan
  • Mixing bowls
  • Whisk
  • Electric mixer
  • Spatula
  • 2- to 2.5-quart serving dish or trifle bowl
  • Plastic wrap

Allergy Notice

Scan each ingredient to spot allergens. If you're unsure, reach out to a medical expert.
  • Contains milk and dairy products
  • Contains eggs
  • Contains wheat in vanilla wafers
  • May contain soy (check wafer ingredient labels)

Nutrition Info (for each portion)

Use this only for planning. For health advice, see a professional.
  • Energy: 325
  • Fats: 14 g
  • Carbohydrates: 48 g
  • Proteins: 5 g

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